Business funding, simplified.
Helping Australian businesses access practical funding solutions across vehicle and equipment finance, business funding, commercial property and specialist lending.
Advisory only. Funding Path is not a lender. All funding is subject to assessment.
Most funding conversations start with a product. Ours starts with your objective, then we find the practical pathway to fund it.
Commercial finance, full stop
Funding Path is focused on business and commercial funding, not residential home lending. That focus shapes every recommendation.
Banks, non-banks, specialists
Funding options may be sourced from banks, non-bank lenders and specialist or private funding partners, whichever channel fits.
Assessment before advice
A short online assessment helps us understand your position first, so the first conversation is practical, not a sales pitch.
Four funding pathways.
One advisory team across the main ways Australian businesses fund vehicles, equipment, operations, growth and property.
PATHWAY FP·01
Vehicle & Equipment Finance
Business finance for cars, utes, vans, trucks, buses, machinery, equipment and business fleets.
- Business vehicles
- Fleet expansion
- Machinery & equipment
PATHWAY FP·02
Business Funding & Cash Flow
Flexible funding for working capital and business growth, from covering the gap to backing the next move.
- Working capital
- Inventory
- Tax obligations
- Expansion
PATHWAY FP·03
Commercial Property Finance
Funding for commercial property purchases, refinancing and equity release: owner-occupied or investment.
- Owner-occupied
- Investment property
- Equity release
PATHWAY FP·04
Development Finance & Private Lending
Specialist funding for projects and scenarios that may not fit standard bank policy.
- Development finance
- Bridging finance
- Private lending
From enquiry to pathway in four steps.
No documents at the first stage, no obligation. A clear process designed to respect your time.
Complete a short assessment
Tell us about your business and what you're looking to fund. No financial documents needed at this stage.
We review the enquiry
A real person, not a scorecard, reads your answers and works out which funding channels fit your position.
Pathways are identified
Suitable options are compared across banks, non-bank lenders and specialist funding partners.
We discuss the next step
You're contacted to talk through the pathway, what's involved and what happens next. No obligation.
Built for businesses that mean business.
Five reasons owners, directors and advisers choose to start their funding conversation here.
Commercial finance focus
Business and commercial funding is all we do. That specialisation shows in the quality of the pathway.
Multiple funding channels
Options may be sourced from banks, non-bank lenders and specialist or private funding partners.
Practical assessment
A short assessment frames the enquiry before the first conversation, so nothing starts cold.
Tailored funding approach
The objective is a suitable pathway for your circumstances, not pushing one product.
A long-term relationship
Funding Path aims to support you as your business and funding requirements develop over time.
Practical reading for practical businesses.
Guides, market updates and anonymised case studies from the advisory desk.
Chattel mortgage vs finance lease: which structure suits your next vehicle?
The two most common asset finance structures, explained in plain English, and how to think about the choice.
Read the guide
What non-bank lenders are looking for right now
Credit settings shift. Here's what specialist lenders are currently weighting when they assess a business enquiry.
Read the update
Funding three new trucks without touching working capital
An anonymised look at how a growing transport operator structured a fleet upgrade across two lenders.
Read the case studyYour clients' funding, handled properly.
When your clients need commercial funding, refer them to a team that keeps you informed and treats the relationship with the same care you do.
Ready to see your options?
A short assessment is all it takes to start the conversation. No documents, no obligation, just a clear view of the next step for your business.
All funding is subject to assessment and the criteria of the relevant lender or funding partner.